How does the credible personal loans marketplace work?

The Credible personal loans marketplace offers a quick way to compare multiple lenders all at once. You can see prequalified rates and terms for personal loans from many of the best personal loan lenders with just one application -- and no impact to your credit score. See how it works with our in-depth Credible personal loans review.

Is credible a good loan company?

Customers are recommending and reviewing Credible very highly overall. Many Credible loan reviews boast about how quick and easy the process was. Some customers say they were previously turned down for a loan with other companies, but qualified for a loan with Credible’s vetted partner lenders. Credible was fast, efficient, and easy to work with!

Is credible a direct lender?

Credible is not a direct lender — the company provides an online marketplace that gathers prequalified rates for you to review. The downside to using a private loan from a Credible lending partner is you could lose federal benefits, like income-based repayment plans or unemployment protection. Credible is fast and easy to use.